Suggested Readings Simple Wealth, Inevitable Wealth by Nick Murray.This little book is one of my all-time favorites. Nick has recently updated it to include his thoughts on the Great Recession we recently endured. If you read just one book about personal financial planning, this would be it. The cheapest price can be found at Nick’s website at www.nickmurray.com.The Seven Habits of Highly Effective People by Dr. Stephen CoveyThis book was written in 1989 but has lost none of its message as we have transitioned from the Industrial Age to the Information Age. As we all know, habits are the building blocks of life. Good habits lead to good results and bad habits to bad results. This book is appropriate for teenagers to retirees.The Rational Optimist by Matt RidleyThis 2010 book will brighten your day. Ridley writes about how trade among people has progressed geometrically over tens of thousands of years. He foresees a great global economy developing over the next few decades, driven by increasing specialization and innovation. He writes about how the internet will continue to be a key factor in making life far better virtually everywhere on earth.The Richest Man in Babylon by George S. ClasonThis book was written in 1926 and the latest revision was in 2010. I read this book as a young man and I think all young people should read it. It focuses on a seven-point plan for financial independence. My grandmother may have read this book when she was a young woman, because a central point in the book was a piece of advice she had given me when I was about 10 years old. That is to "pay yourself first"-to put the first 10 cents of each dollar earned into savings or investing.*The views expressed are those of the individual authors and should not be construed as investment advice. Please consult your financial professional for more information.